Open an account in under 15 min: 1-866-900-3822 Join now

$0 Monthly Fee
& Unlimited Transactions

  • No minimum balance
  • A surcharge-FREE ATM is always nearby
  • Unlimited deposits and withdrawals
  • Unlimited bill payments & debit transactions
  • Free Me2Me money transfers
DUCA helps Ontarians do more, be more and achieve more with their money and their lives.

Access your account - Your Way

Online
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From any ATM
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Your mobile device
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Member Connect call centre
1-866-900-3822

All DUCA branches  Find a branch

Did we mention No Fees?!

There’s no catch, no minimum balance and no monthly fees. Over the course of your lifetime, your bank account may cost you in excess of $10,000 on monthly account fees alone.

Share in our Profits

We divide DUCA’s profits among each Member** in our Get More Bonus Share program. Find out more.

†unlimited DUCA / THE EXCHANGE© NETWORK ATM transactions (more than 3,300 ATMs across Canada)

**based on the interest they pay or receive each year.

Do More, Be More, Achieve More

We believe our credit union is about more than just profits.
It’s about helping our Members achieve more in their lives, building communities and providing simple, efficient financial services. We invest in our communities through philanthropic initiatives, grants and sponsorships. We call it the DUgood difference

Barb and Ron
Members since 1999

“Our DUCA branch manager helped us buy a building we couldn’t have bought otherwise.”

Devi
Employee since 2009

“I helped Habitat for Humanity build a house and it was so rewarding!”

Rosemary
Member since 2015

“After my divorce I was feeling overwhelmed managing my cash flow.”

WANT TO BECOME A DUCA MEMBER?

*New Members MUST register here https://www.duca.com/dugood/join-in/ in order to collect $50 and designate the charity of their choice for the other $50.

Investment of $1.00 DUCA Membership Share is required to open an account. Within 90 days of opening, the new Member will receive a $50 credit by direct deposit to a specified DUCA account. For a charity to be considered, it must be registered in Canada and must have a charitable organization certificate. DUCA reserves the right, at our sole discretion, to change, modify or otherwise alter these terms and conditions at any time.